Is a Home Warranty Worth the Investment?

When it comes to safeguarding your home investment, a home warranty can be a great choice. When combined with a good homeowners insurance policy, you can have most of your bases covered. Home warranties usually cover household systems such as electricity, HVAC, and plumbing; and defects in large appliances, such as washing machines, dryers, and refrigerators. So are home warranties really worth it? With all the expenses of owning a home, the cost of a home warranty that covers most or all of your appliances and systems can add up.

Home warranties are designed to protect against costly and unexpected repair bills and provide peace of mind. However, it is essential to understand the difference between home warranties and homeowners insurance. Since you can't predict when your home systems or appliances will fail, it's definitely worth having a home warranty. Home warranties are beneficial if there is no existing coverage for your appliances and home systems and if you find a plan that includes the items you want to cover, so you end up saving your money instead of wasting it.

Home warranties are not expensive compared to the cost of repairing or replacing most important components of a home, making them an attractive option for many homeowners. It's not worth buying a home warranty for a newly built home because you'll end up with duplicate coverage. In conclusion, if you're looking for an extra layer of protection for your home investment, a home warranty may be worth considering. It's important to do your research and find a plan that covers the items you want to protect and that fits within your budget.

Wyatt Warpool
Wyatt Warpool

Passionate zombie nerd. Lifelong music trailblazer. Hipster-friendly zombie ninja. Hardcore tv practitioner. Lifelong music lover. Unapologetic web ninja.

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