However, unlike other parts of your home, many causes of. Your base is covered by homeowners insurance just like any other part of your home. However, unlike other parts of your home, many causes of foundation damage are explicitly excluded from standard policies. Familiarize yourself with the many different events that can cause foundation damage and whether or not your homeowners policy will cover it.
To determine if your homeowners insurance policy will cover your foundation, you must determine what caused the problem you are having. In some cases, it will be obvious, such as damage from a tornado or earthquake. If the foundation problem is caused by a covered hazard mentioned in your policy, chances are that your home insurer will cover the cost of the repairs. Homeowners insurance can cover repairs to foundations damaged by covered hazards, such as tornadoes or falling trees.
Damages can be covered up to the limits of your home's coverage. Does homeowners insurance cover foundation repairs that require pests such as pests such as pests or termites? Unfortunately, any pest-related damage to the foundation of a home is not paid by home insurance. If your property insurance claim was denied and you think the decision was made in error, our team can help. Too often, insurance companies will try to deny or pay less valid claims for damages to the foundation.
At Geyer Fuxa Tyler, our property insurance dispute attorneys in Broward County have helped homeowners recover fair compensation for their losses. To learn more about how we can help you, call our Sunrise, Florida office today at (95) 990-5251 to schedule a free review of your claim. If you incur additional damage to your home caused by a foundation problem that is not repaired, your insurer may refuse to pay claims for repair costs. If your foundation sinks into the ground and repairs involve lifting the house on a pier-and-beam foundation, you probably won't be able to stay in the house.
For example, if a pipe breaks around the home and resulting water damage affects the foundation, a homeowners insurance policy could cover the damage to the structure that occurred due to the incident. Home coverage is the part of your homeowners insurance policy that helps pay for the reconstruction or repair of your home's physical structure in the event of a covered loss. Foundation repairs require the floor to be removed so that a repairer can dig under the floor to do the repair. In addition, housing policies do not offer foundation repair insurance when the foundation problem is the result of normal wear and tear.